Rates & Terms
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Governing Law
The loan agreement will be governed by the laws of the state of Missouri. For further information and questions about your loan, please call MyMoneyPartner.com customer support at 888.856.1812 M-F 10am to 7pm Eastern Time.
To discuss further information about financial laws and regulations pertaining to your loan you may reach the Missouri State Division of Finance customer service at 1.888.856.1812 M-F 11am to 8pm Eastern Time.
Loan Amounts
- The minimum loan amount for Missouri residents is $100.00
- The maximum loan amount for Missouri residents is $500.00
- Loans will be issued in $50 increments.
Loan Terms
- Your loan will be due on your next payday that falls between 8 and 35 days away.
- If you are paid monthly, your loan will be due on your next payday that falls between 8 and 35 days away - If your payday falls outside of this range, your loan will be due in 14 days.
- If you do not have direct deposit, MyMoneyPartner.com will allow a one day grace period to deposit your check.
Extensions
You may extend your loan up to 4 times. In addition, Missouri state law requires residents to pay a minimum of 5% of the loan principal at the time of making the extension. Extensions, partial payments, and early payoff requests must be received at least 2 business days prior to your due date. You can request these updates to your loan by logging into your member account.
Fee Schedule and Charges
MyMoneyPartner.com charges $15 per $100 borrowed. MyMoneyPartner.com charges a daily rate therefore, APR will always be 391.00% regardless of the number of days outstanding.
| Term |
APR |
Finance charge |
| (days) |
|
$100.00 |
$150.00 |
$200.00 |
$250.00 |
$300.00 |
$350.00 |
$400.00 |
$450.00 |
$500.00 |
| 8 |
391.00% |
$8.56 |
$12.88 |
$17.12 |
$21.44 |
$25.68 |
$30.00 |
$34.32 |
$38.56 |
$42.88 |
| 9 |
391.00% |
$9.63 |
$14.49 |
$19.26 |
$24.12 |
$28.89 |
$33.75 |
$38.61 |
$43.38 |
$48.24 |
| 10 |
391.00% |
$10.70 |
$16.10 |
$21.40 |
$26.80 |
$32.10 |
$37.50 |
$42.90 |
$48.20 |
$53.60 |
| 11 |
391.00% |
$11.77 |
$17.71 |
$23.54 |
$29.48 |
$35.31 |
$41.25 |
$47.19 |
$53.02 |
$58.96 |
| 12 |
391.00% |
$12.84 |
$19.32 |
$25.68 |
$32.16 |
$38.52 |
$45.00 |
$51.48 |
$57.84 |
$64.32 |
| 13 |
391.00% |
$13.91 |
$20.93 |
$27.82 |
$34.84 |
$41.73 |
$48.75 |
$55.77 |
$62.66 |
$69.68 |
| 14 |
391.00% |
$14.98 |
$22.54 |
$29.96 |
$37.52 |
$44.94 |
$52.50 |
$60.06 |
$67.48 |
$75.04 |
| 15 |
391.00% |
$16.05 |
$24.15 |
$32.10 |
$40.20 |
$48.15 |
$56.25 |
$64.35 |
$72.30 |
$80.40 |
| 16 |
391.00% |
$17.12 |
$25.76 |
$34.24 |
$42.88 |
$51.36 |
$60.00 |
$68.64 |
$77.12 |
$85.76 |
| 17 |
391.00% |
$18.19 |
$27.37 |
$36.38 |
$45.56 |
$54.57 |
$63.75 |
$72.93 |
$81.94 |
$91.12 |
| 18 |
391.00% |
$19.26 |
$28.98 |
$38.52 |
$48.24 |
$57.78 |
$67.50 |
$77.22 |
$86.76 |
$96.48 |
| 19 |
391.00% |
$20.33 |
$30.59 |
$40.66 |
$50.92 |
$60.99 |
$71.25 |
$81.51 |
$91.58 |
$101.84 |
| 20 |
391.00% |
$21.40 |
$32.20 |
$42.80 |
$53.60 |
$64.20 |
$75.00 |
$85.80 |
$96.40 |
$107.20 |
| 21 |
391.00% |
$22.47 |
$33.81 |
$44.94 |
$56.28 |
$67.41 |
$78.75 |
$90.09 |
$101.22 |
$112.56 |
| 22 |
391.00% |
$23.54 |
$35.42 |
$47.08 |
$58.96 |
$70.62 |
$83.50 |
$94.38 |
$106.04 |
$117.92 |
| 23 |
391.00% |
$24.61 |
$37.03 |
$49.22 |
$61.64 |
$73.83 |
$86.25 |
$98.67 |
$110.86 |
$123.28 |
| 24 |
391.00% |
$25.68 |
$38.64 |
$51.36 |
$64.32 |
$77.04 |
$90.00 |
$102.96 |
$115.68 |
$128.64 |
| 25 |
391.00% |
$26.75 |
$40.25 |
$53.50 |
$67.00 |
$80.25 |
$93.75 |
$107.25 |
$120.50 |
$134.00 |
| 26 |
391.00% |
$27.82 |
$41.86 |
$55.64 |
$69.68 |
$83.46 |
$97.50 |
$111.54 |
$125.32 |
$139.36 |
| 27 |
391.00% |
$28.89 |
$43.47 |
$57.78 |
$72.36 |
$86.67 |
$101.25 |
$115.83 |
$130.14 |
$144.72 |
| 28 |
391.00% |
$29.96 |
$45.08 |
$59.92 |
$75.04 |
$89.88 |
$105.00 |
$120.12 |
$134.96 |
$150.08 |
| 29 |
391.00% |
$31.03 |
$46.69 |
$62.06 |
$77.72 |
$93.09 |
$108.75 |
$124.41 |
$139.78 |
$155.44 |
| 30 |
391.00% |
$32.10 |
$48.30 |
$64.20 |
$80.40 |
$96.30 |
$112.50 |
$128.70 |
$144.60 |
$160.80 |
| 31 |
391.00% |
$33.17 |
$49.91 |
$66.34 |
$83.08 |
$99.51 |
$116.25 |
$132.99 |
$149.42 |
$166.16 |
| 32 |
391.00% |
$34.24 |
$51.52 |
$68.48 |
$85.76 |
$102.72 |
$120.00 |
$137.28 |
$154.24 |
$171.52 |
| 33 |
391.00% |
$35.31 |
$53.13 |
$70.62 |
$88.44 |
$105.93 |
$123.75 |
$141.57 |
$159.06 |
$176.88 |
| 34 |
391.00% |
$36.38 |
$54.74 |
$72.76 |
$91.12 |
$109.14 |
$127.50 |
$145.86 |
$163.88 |
$182.24 |
| 35 |
391.00% |
$37.45 |
$56.35 |
$74.90 |
$93.80 |
$112.35 |
$131.25 |
$150.15 |
$168.70 |
$187.60 |
Complaints
For complaints, please contact us at 888.856.1812.
Missouri residents may contact the Missouri State Department of Financial Institutions at 573.751.3242.
Residents of other states may contact the regulatory agencies of the states in which they reside.
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